Terms of Service
We kept the legal wording where it matters, but tried to make it readable. In short: enjoy the content, don't redistribute what you paid for, and if something goes wrong on our end, we'll refund you. The full terms are below.
Article 1 (Purpose)
These Terms govern the rights, obligations, and responsibilities between STCLOGIC (the "Company") and users in connection with the use of the Book Coupling platform (the "Service") operated by the Company, along with other necessary matters.
Article 2 (Definitions)
- "Service" means the eBooks, document library, financial consulting, and all related online services provided by the Company.
- "User" means anyone who agrees to these Terms and uses the Service.
- "Paid Content" means digital content such as eBooks and documents that can be accessed only upon payment of a specified amount.
- "Operator" means STCLOGIC, which plans, operates, and manages the Service.
Article 3 (Effect and Amendment of Terms)
① These Terms take effect by being posted on the Service screen or notified to users by email or other means.
② The Company may amend these Terms within the scope not violating applicable laws, and will give notice at least 7 days in advance; for material changes, notice will be given 30 days in advance.
③ If a user does not agree to the amended Terms, the user may discontinue use of the Service. Continued use after the notice period is deemed acceptance of the amended Terms.
Article 4 (Provision and Change of Service)
① The Company provides the following services:
- Professional eBooks in finance, law, and tax (Korean, English, Japanese)
- A document library for law, finance, tax, and labor (250+ templates)
- Financial structure design consulting
- Other services added or developed by the Company
② The Company may change the Service at any time to improve its content and quality, in which case the details and timing of the change will be announced in advance.
Article 5 (User Obligations)
Users must not engage in any of the following:
- Reproducing, distributing, publicly transmitting, or selling content obtained from the Service without authorization
- Infringing the intellectual property rights of the Company or third parties
- Interfering with the operation of the Service or placing excessive load on the servers
- Collecting, storing, or disclosing others' personal information
- Acts contrary to applicable laws, these Terms, or public order and morals
- Commercially using information obtained through the Service without the Company's prior consent
Article 6 (Intellectual Property)
① The intellectual property rights to all content within the Service (text, images, documents, video, etc.) belong to the Company.
② Users may use the content provided by the Service for personal, non-commercial purposes only.
③ Documents downloaded by a user may be used only for that user's own legal acts; redistribution or sale to third parties is strictly prohibited.
Article 7 (Payment and Refunds)
Due to the nature of digital content, refunds are restricted once the content has been accessed. However, a full refund will be provided in the following cases:
- The content does not open properly after payment
- The purchased content differs materially from its description
- The same product was paid for more than once (duplicate payment)
- Access is impossible due to a technical error
① Payment for paid services is made via PayPal (credit/debit card included).
② Refund requests must be made before the content is accessed; please email stclogic@gmail.com with your order number.
③ Refund processing may take 3–5 business days.
④ For financial consulting services, the refund conditions separately set out in the contract apply.
Article 8 (Limitation of Liability)
① The Company is not liable if it cannot provide the Service due to force majeure such as natural disasters, war, or cyberattacks.
② The Company does not warrant that content within the Service (eBooks, documents, etc.) is fit for a particular purpose or legally valid. Documents are for reference only, and professional advice is recommended before any important legal act.
③ The Company is not liable for Service disruptions caused by reasons attributable to the user.
④ The Company's liability for damages shall not exceed the amount the relevant user paid for the Service.
Article 9 (Protection of Personal Information)
The Company protects users' personal information in accordance with applicable laws. For details, please refer to the Privacy Policy.
Article 10 (Suspension of Service)
The Company may suspend all or part of the Service where there is a substantial reason relating to the maintenance and operation of the Service, in which case users will be notified 30 days in advance.
Article 11 (Governing Law and Jurisdiction)
① These Terms are interpreted in accordance with the laws of the Republic of Korea.
② In the event of a dispute relating to the Service, the parties shall give priority to mutual consultation; if no agreement is reached, the Seoul Central District Court shall be the court of first instance.
Questions about these Terms: stclogic@gmail.com